The SmartRate Plan
One of Ireland’s Most Competitive Card Rates – Simple, predictable card pricing – Just 1.3% Flat Rate
The PayEasy SmartRate Plan is designed for businesses that value simple, predictable pricing — especially where transaction values are consistently low. By combining fees into a clear, predictable pricing model, SmartRate helps growing businesses manage expenses more effectively and plan with confidence.
As a 100% Irish-owned payment provider, PayEasy offers secure, reliable card processing with transparent pricing and local customer support. With no hidden fees and pricing that adapts as your business grows, SmartRate delivers a smarter approach to payments for established and scaling businesses.
Predictable Pricing
Cost Predictability as You Scale
Secure & Reliable
Local Irish-based support team
Simple to get started
Apply online quickly
Complete a short online application — no paperwork or delays. We’ll review your details fast so your SmartRate Plan can be activated without hassle.
Choose your setup
Select the payment solution that fits your business — in-store, online, or mobile — with flexible hardware options and easy integration.
Start processing with SmartRate
Accept card payments at predictable, flat-rate pricing — with no per-transaction fees or hidden charges.
Access funds efficiently
Get payouts when you need them with instant access options, helping you manage cash flow and reinvest in your business immediately.
Best suited for businesses that want predictable transaction costs!
Cafés and restaurants
Cafés and food businesses with frequent low-value transactions benefit from simplified, predictable pricing — even during busy periods.
Retailers and boutiques
Simplified pricing and flexible terminals make it easy to accept payments in-store, online, or on the move.
Service providers and salons
SmartRate supports growing businesses with reliable, transparent fees and instant access to funds.
Online and omnichannel sellers
Maintain control over payment costs with consistent rates across multiple sales channels as your business scales.
Not sure if this plan is right?
The SmartRate Plan is perfect for many growing businesses, but if transaction volumes are lower or simplicity is the priority, another service may be a better fit.
If your average card payment is higher, our Pay&Go plan may offer lower overall costs thanks to its low percentage rate and simple per-transaction fee.
- Pay & Go is ideal for businesses starting out or processing lower volumes, offering simple, low-cost rates with no long-term commitment.
- EnterprisePlus provides fully tailored pricing and advanced support for high-volume, multi-location, or complex businesses that need more customization and dedicated account management.
Our team can help you compare plans and choose the service that best aligns with your current business needs — and supports your growth into the future.
